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Financial Planning & Benefits

Benefits Counseling Services

Benefits Counseling Services at Maine Medical Center are offered via Community Work Incentives Coordinators (CWICs). CWICs help people in Maine understand how working affects their Social Security disability and other public benefits.


ABLE ME offers tax-advantaged accounts, called ABLE Accounts, for individuals with disabilities and their families. ABLE ME is established and maintained by the Maine State Treasurer and administered by Bangor Savings Bank under applicable law.

Work and Benefits Navigator Training

Work and Benefits Navigator Training, from Maine Medical Center's Department of Vocational Services and Maine Department of Health and Human Services, equips case managers, community integration workers, DSPs, residential staff, and others with information, skills, and resources they need to challenge myths about work and benefits and encourage employment.

National Training and Data Center (NTDC)

NTDC, from Virginia Commonwealth University, conducts training, certification, technical assistance, and professional development activities that support professional work incentive counselors across the country serving Social Security beneficiaries with disabilities.

Ticket to Work

Ticket to Work is a program from the Social Security Administration designed for people, ages 18-64, who receive benefits from Social Security Disability Insurance (SSDI) and/or Supplemental Security Income (SSI) and want to work, with the goal of someday supporting themselves.

Work Incentives Planning and Assistance

Work Incentives Planning and Assistance, from the Social Security Administration, provides beneficiaries with disabilities with information to make a successful transition to work.

The Red Book

The Red Book from the Social Security Administration is also titled the “Summary Guide to Employment Supports for Persons with Disabilities Under the Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) Programs.”